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Purchasing a property is most likely a big financial decision to make. Whether it is your first purchase, or you are an experienced buyer, this decision must be made carefully.
Why Do You Want To Buy?
It is important to know exactly why you are buying. An experienced agent will ask you this most likely the first time they speak with you. Your answer to that question sets the tone for the search and the type of properties the agents finds for you.
So, make sure you have a plan and don’t be afraid to share it with your agent.
Proper Property Search
Are you tired of paying rent? Have you decided to pay your own mortgage and not your landlord’s? Have you outgrown your current home? Are you looking for an investment portfolio? Are you looking for a rental property? Would you like a larger yard? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right property.
Now, that we know exactly why we are buying and we have a plan, here are a few things to know about real estate.
The first thing we need to do is to start the elimination process. You have already looked as so many homes as you can online, maybe through Zillow or Realtor and other websites. Now, we sit together and make sure we have a pretty good idea of what you need and want.
From there I will give you a tour map. Start driving around these homes and get familiar with the neighborhood, if you have any questions, give me a call. If you are my client and would like a private tour with me, let me know and I can schedule that for you. What we are doing here is narrowing your search to 3 areas or neighborhoods that are in your budget, have all the amenities and features that fit your life style and close to everything you need. Missing this step can cause you to choose the wrong home. Don’t do it. Spend the time and ask questions.
Don’t be dead set on certain things, for example. I will not look at a home over 1900 SF. If you do that, you may miss out on a 1950 SF that has everything you want or maybe a 2400 house that is in your budget and is perfect for you and your family. A new build is not always the right decision. A home built in the 60’s does not mean it’s on its last leg. As a matter of fact, depending on condition, this 1960’s home may have the sturdiest structure in the area. I have seen many homes and worked with many clients as well. Always keep an open mind and let me show you all the options you have so you can make the best decision. The more you see, the more you know and more options you have the better you can choose.
Do not let your “likes” supersede your “needs”. If you choose a property just because it has one thing you like and ignore the fact that you need a bigger space or a yard for your pet or an office space or maybe you care about a well maintained neighborhood but you said its okay because this home came furnished!! You will have regrets so always prioritize.
Do not hesitate. Buying a property is always scary. It’s just as scary as having a procedure done. For some, especially new buyers. Making a decision can be paralyzing. If you let doubt and fear creep in, you may lose a great opportunity. If you like a property, my job is to research and provide you with all the information, pros and cons, so you could make an informed decision. We all know nothing is perfect and every property is going to have things we will probably want to change in the future. However, and if the pros out way the cons, hesitation is your worst enemy. Move forward right away and you will not regret it.
The last but most important and is really the first thing any savvy buyer would do is get pre-approved. I can introduce you to the best lenders in the area and have them begin working with you immediately. This narrows down your search and saves you a lot of time and money, finding that perfect fit for you while it is still on the market.